Early Access Coming Soon

AI-Powered Digital Payment Savings Optimizer

Maximizing your savings across all digital payments. Get intelligent recommendations for credit cards, debit cards, and UPI/wallets to optimize rewards and offers at checkout.

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Join early adopters from top companies
Checkout - Amazon.in

Perks Recommendation

Use your HDFC Infinia Metal Edition for this purchase to earn:

HDFC Infinia Metal Edition

5% cashback on Amazon purchases

Best Option

SBI Card ELITE

2% cashback

Other Cards

View all options

TRUSTED BY SHOPPERS AT

How Perks Work

Getting started is simple. Add the extension, set up your payment methods, and start saving with AI-powered recommendations.

1

Add the Extension

Install Perks from the Chrome Web Store with just one click. Start with an anonymous account - no signup required.

2

Add Your Payment Methods

Add your credit cards, debit cards, and payment methods. We use multi-model AI (Perplexity + Claude, Gemini + Claude) to analyze 10+ factors in under 2 seconds.

3

Shop & Save

Shop on supported e-commerce platforms and Perks will automatically suggest the best payment method at checkout with maximum savings.

browser extension interface showing payment method recommendation at checkout, modern UI design with purple accents

How Perks Maximizes Your Savings

Our intelligent browser extension works behind the scenes to help you earn more rewards and savings across all digital payment methods.

Credit Card Optimization

Get intelligent recommendations for the best credit card based on current rewards, cashback rates, monthly caps, milestones, and special promotions.

Automatic Checkout Detection

Perks automatically recognizes when you're checking out on supported shopping sites and activates to provide recommendations.

Debit Card Offers

Optimize debit card usage with merchant-specific offers, bank promotions, and cashback optimization.

UPI/Wallet Optimization

Get recommendations for optimal UPI apps and wallets with best offers and cashback. Guide to optimal payment methods before checkout.

Spending Tracker & Milestones

Monitors your spending across payment methods and categories, tracking milestones and giving you insights into your purchasing habits and reward earnings.

Privacy & Security

Your payment details are stored locally on your device. We never access your bank accounts or make transactions on your behalf.

Building Your Personal Finance AI

We're creating an intelligent assistant that evolves with your financial needs across all digital payment instruments.

Available

Multi-Model AI Architecture

Advanced AI-powered recommendations using Perplexity for merchant intelligence, and Gemini + Claude for offer processing and explanations. Sub-2-second response time.

Available

Credit Card Optimization

Intelligent suggestions for the best credit card to use based on merchant, amount, remaining monthly caps, and spending patterns.

Coming Soon

Debit Card Integration

Optimize debit card usage with merchant-specific offers, bank promotions, and cashback optimization. Complete card market coverage.

Available

Privacy & Security

Your payment details are stored locally. We never access your bank accounts or make transactions on your behalf.

Coming Soon

PWA with Photo Upload

Installable web app for mobile with order checkout photo reading and manual entry capabilities for card recommendations on the go.

Future

Native Apps + UPI/Wallets

Full native iOS/Android apps with UPI and wallet optimization. Guide users to optimal payment methods before checkout.

Powered by multi-model AI (Perplexity + Claude, Gemini + Claude), designed for humans

Frequently Asked Questions

Everything you need to know about Perks and how it works.

Is my payment information secure?

Absolutely. Perks never stores your full credit card numbers, debit card details, or security codes. We only need to know the payment method type, last 4 digits, and reward categories to make recommendations. All data is encrypted and stored locally on your device. We never access your bank accounts or make transactions on your behalf.

Which payment methods are supported?

Perks supports credit card optimization, with debit card and UPI/wallet optimization also available. All recommendations are made through our browser extension with PWA and native apps available.

Which browsers and platforms are supported?

Perks supports Chrome browser with our browser extension, PWA (Progressive Web App) for mobile web, and native iOS/Android apps with full payment method coverage.

Does Perks work with all shopping websites?

Perks works with major Indian e-commerce platforms and shopping sites. We're constantly adding support for new sites based on user requests.

Do I need to create an account?

No account is required to get started. Perks works with an anonymous account, and you can optionally create an account later to sync your data across devices.

How accurate are the reward calculations?

Our reward calculations use multi-model AI (Perplexity + Claude, Gemini + Claude) to analyze 10+ factors in under 2 seconds. Calculations are based on the information you provide about your payment methods and current promotions. We strive for 95%+ accuracy, but always recommend verifying important details with your payment provider, especially for limited-time offers.

Perks: AI-Powered Digital Payment Savings Optimizer